Before launching your career search, complete a financial credit check on yourself. It is a given that your background will be checked when you are being considered for a job in most industries. Some career seekers and changers do not take the time to consider how their financial credit history can be the determining factor in being chosen for a position. Take the time to research how your credit history is factored into the hiring process for your chosen industry.
If you have good to excellent credit, be consistent in your efforts to maintain your current rating. If you have room for improvement, investigate options that will direct you in improving your credit rating. The key to repairing your credit rating is being diligently focused in your efforts and realistic with the timeframe it will take you to accomplish your credit reform goals.
There are some companies that will give you the opportunity to explain the ‘why’ behind your credit history during the interview process. Other companies may direct you to reapply for the position after improving your credit rating over a designated duration of time. All other required qualifications associated with the position must still be verifiable when you reapply.
During your career search, many lessons are learned along the way. If your financial credit history becomes a lesson for you; embrace the lesson and revise your strategy. Remember, what is for you is yours. The right employment opportunity is in route to you!
Financial Credit Review Resources
Beyond earning a salary that will support your chosen lifestyle. Many employees prefer that their salary reflect that they are viewed as a valued contributor to their employer. It is to your advantage to proactively have the salary negotiation conversation for your peace of mind and the navigation of your career path plan. Considering the overall landscape of the employment opportunity is a viable factor when accepting or declining an employment offer as well. Proving your worth while embracing the new economy is key in salary negotiation.
Salary negotiations is an important focus point to most career seekers and changers during the interview process. Due to multiple factors salary negotiations may not be applicable for every position you apply for. It is strategically beneficial to consider your salary negotiation approach beyond the desired income and benefits that you have identified that will permeate you as a valued hire to the potential employer. While pondering your negotiation approach consider the following insight to display during the interview and hiring process:
Your Posture: Display confidence not arrogance or entitlement.
Personal Brand: Genuinely demonstrate the soft skills, attire, and attitude the position requires during your interaction with all involved parties during the interview and hiring process.
Professional Examples: Be prepared to share metrics if applicable that can be used as a qualifier during negotiations.
KSA Survey: Conduct a knowledge, skills, and abilities analysis compared to the job description. Determine if the outcomes surpass the minimum and required experience for the position.